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3. Trip options
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Excess Options |
By selecting this option you can choose the excess you wish to pay in the event of a claim on this policy. Please click on Policy Limits and Excesses for more information regarding our standard excesses. Your chosen excess will adjust the premium amount that you will be charged.
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Excluding Baggage |
By
ticking the excluding baggage option you are deleting this cover from your policy,
Baggage is your personal effects items that you take with you on your holiday or
business trip, this will automatically discount the normal quote price as you have
opted to delete this section for your cover (for more information in relation to
this cover please refer to the "Policy Summary" on this page) |
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Include Winter
Sports
cover |
If you are intending to participate in any winter sports activities whilst on your trip, you might need to add this option to your cover. You will then be covered subject to the terms and conditions of the policy. If you decide to tick this option it will automatically add an additional charge to your quote price
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| Golf cover |
You are covered to play golf as standard, this trip option will cover you for - Golf equipment up to £1,000, £75 per day up to a maximum of £300 for irrecoverable green fees, liability for golf buggies whilst in use up to £2 Million, Emergency golf equipment replacement up to £300, Hiring of emergency golf equipment up to £200 |
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| Cruise cover |
You are covered to travel on cruises as standard, this trip option will cover you for - Increasing your baggage / personal effect limit to £2,500 per person, anyone single article limit increased to £750, total for all valuables is increased to £500, £25 for every Scheduled pre-paid shore trip missed, £15 per each 24 hours you are confined to your cabin |
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| Wedding cover |
This trip option will cover you for - Up to £1,000 for wedding attire, Up to £750 for wedding gifts taken with you, Up to £300 for each wedding ring, Up to £500 for photographs and video
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Independent Travellers
cover |
Independent travellers insurance offers some of the financial protection customers would normally receive from their tour operator when purchasing a package holiday. When booking travel and accommodation independently customers do not enjoy the same amount of financial protection when certain problems arise.
Independent travellers insurance will cover such things as flight cancellations, denied boarding, delayed or missed connections and loss of unused accommodation due to the insolvency of your accommodation provider, and necessary additional costs, such as extra transport or alternative accommodation. Independent travellers insurance will also cover any irrecoverable unused accommodation costs and other pre-paid charges which you have paid or are contracted to pay because you were not able to travel and use your booked accommodation or, reasonable additional accommodation and transport costs incurred as a result of the insolvency of the providers of the accommodation, fire, flood, earthquake, explosion, tsunami, landslide, avalanche, hurricane, storm or an outbreak of food poisoning or an infectious disease affecting your accommodation or resort. Please click on Certificate Wording for full details of the cover provided under this option
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NEW! |
Business Benefits
Extension cover |
You are covered for non manual business trips as standard, this trip option will cover you for - Up to £750 for business equipment, Up to £500 anyone single article or pair, Employee replacement expenses. |
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NPA Insurance are Authorised & Regulated by the Financial Services Authority. FSA Number 202069. Full details can be found online in the FSA Register or by contacting the FSA on 0845 606 1234. © 2009 David Oliver Associates. All rights reserved.
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